Why do you need Home Insurance?

Having Buildings and Contents insurance means your house and everything inside it is protected. It covers loss or damage to your property and belongings in the case of fire, theft, and other unforeseen events



What we'll cover

Your Essentials 

Your Home

The cost to rebuild your home

Up to £500,000Up to £1 million

To cover your belongings

Up to £30,000Up to £75,000

Standard excess


Accidental Damage

Upon requestAs standard

Home Working Equipment


Total valuables e.g. jewellery. 

Note that items can be added separately



For additional peace of mind, we offer these extras


Legal Protection

Provides cover for legal costs up to £50,000, in the event of a dispute with a neighbour, employer or tradesman. It also includes access to a free legal advice service to help with other legal issues.

Home Emergency

Provides cover of up to £500 in case of an emergency such as a broken window, burst pipe or failure of the heating system. Claims can be reported 24/7.

Have more questions - You can find out more about our home insurance cover by reading and downloading

Your Home Policy Summary and Policy Wording

Your Essentials Policy Summary and Policy Wording

Your Family Legal Protection Policy Summary, and Policy Wording

Your Home Emergency Cover Policy Summary, and Policy Wording

Existing customer or need more help?

Our property insurance specialists at our UK call centre in Exeter handle all your quotes and customer service enquiries. Get in touch today on 01392 849750.

If you want to make a change to your policy, the great news is we don’t charge fees.

Opening Hours: Mon – Thur 9am – 6.30pm, Friday 9am – 5:30pm