Why do you need Landlord Insurance?

Your buy-to-let property, cannot be covered under standard home insurance. You need specialist cover to protect the structure itself (landlords' buildings insurance), any contents you leave at the property while it’s being rented out (contents insurance) as well as your liability as the property owner

Please see summary of some of the key details

What we'll cover

Your Let Property

The cost to rebuild your home

Up to £1 million

To cover your contents

As requested

Standard excess


Malicious damage by Tenants


Liability as the Owner of The Property

Up to £2 million


For additional peace of mind, we offer these extras


Rent Guarantee & Legal Protection

Provides cover for rental arrears if the tenant was unable to pay either some or all of their monthly rent. It also provides legal cover to take the tenant to court for eviction proceedings.


Home Emergency

Provides cover of up to £500 in the event of an emergency such as burst pipes or total heating system failure. Claims can be reported 24/7 by the tenant or letting agent on your behalf.

Have more questions?

You can find out more about our landlord insurance cover by reading and downloading

Your Let Property Insurance Product Information Document (IPID) and Policy Wording


For policies incepted or renewed on or after the 1st March 2021

Your Let Property Insurance Product Information Document (IPID) and Policy Wording


Your Landlord Legal Protection and Rent Guarantee Insurance Product Information Document (IPID) and Policy Wording

Your Landlord Home Emergency Cover Insurance Product Information Document (IPID) and Policy Wording

More than 1 property?

You could make savings with a portfolio insurance policy, insuring multiple properties under one simple low cost policy. We have a dedicated team that specialise in this.

Having all properties insured under one policy can be effective for many reasons:

F2p tick20px One renewal date and one premium

F2p tick20px Simple to add or remove properties

F2p tick20px The properties are rated collectively, meaning a cheaper overall premium

F2p tick20px Flexible cover tailored to your requirements

F2p tick20px Include Accidental Damage, Malicious Damage, Public Liability, Rent Guarantee & Legal Protection and Home Emergency.

Existing customer or need more help?

Our property insurance specialists at our UK call centre in Exeter handle all your quotes and customer service enquiries. Get in touch today on 01392 849750 or email insuranceservices@first2protect.co.uk.

If you want to make a change to your policy, the great news is we don’t charge fees.

Opening Hours: Mon – Thur 9am – 6.30pm, Friday 9am – 5:30pm