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Products & Services

Buildings Insurance

Protecting your most valuable asset – this insurance is designed to cover the structure of your home and the fixtures and fittings – as a rough rule of thumb anything which you would not be able to take with you when you move e.g. bath, sink, integral appliances.

Get peace of mind with a £500,000 buildings sum insured as standard on our blanket policy.
Covering standard perils including fire, flood, theft, storm and water damage.
Up to £30,000 for alternative accommodation if required.

Request your Buildings Insurance Quote

Contents Insurance

This covers your possessions, including carpets and curtains, and by taking the personal possessions extension you ensure that items normally taken out of the home e.g. jewellery, portable electronics, clothing etc are insured worldwide.

Get up to £75,000 contents sum insured.
Cover your personal items away from the home, worldwide.

Request your Contents Insurance Quote

In addition if you take out buildings and/or contents insurance, you have the option of adding for an extra cost the additional covers below.

Legal Protection

Legal Expenses cover for home insurance provides you with access to a legal helpline should you find yourself in a dispute in relation to a wide range of situations. It is specifically designed to cover the cost of professional fees, such as a solicitor or accountant, following an occurrence that is covered within the policy. Typical insured events are employment disputes, death or personal injury, taxation and home rights disputes.

Covers your legal costs up to £50,000, in the event of a dispute with a neighbour, employer or tradesman.

Request further information

Home Emergency

Home Emergency cover, also known as Home Emergency assistance, provides you with protection for the cost of emergency call-outs and labour charges, parts and materials for a variety of emergency situations that may occur in the home, e.g. burst pipes and/or missing roof tiles.

Cover tradesmen costs up to £500 per claim.

Request further information


All product disclaimer - Terms and conditions apply to all covers listed. You will receive a full policy document upon application which will set out the term, conditions and limitations of the cover provided.

Landlords Insurance

Our landlord insurance offers high levels of standard cover, options to increase limits, and extend your cover if you need to. Remember that home insurance isn’t designed for rental properties – you need specialist landlord insurance. Looking to insure more than one property? Speak to our Portfolio Team.

Property insurance including accidental/malicious damage and liability cover.
A range of cover options to suit your needs.

Request your Landlords Insurance Quote

In addition if you take out buildings and/or contents insurance, you have the option of adding for an extra cost the additional covers below.

Landlords Rent Guarantee & Legal Protection

With landlord Insurance first2protect can offer cover to protect your rental income, allowing you to predict your future finances with greater confidence. Despite thorough vetting, sometimes unexpected circumstances arise. Unemployment, inability to work due to sickness or marital breakdown can all lead to tenants not paying their rent.

The lack of appropriate cover could result in the following:

You may be deprived of rental income during the default period.
You risk potential legal costs to gain possession of your property.

Request further information


Landlords Home Emergency

With landlord Insurance first2protect can offer cover which provides 24/7 access to approved tradesmen in the event of an emergency such as a broken window, burst pipes or the total failure of the main heating system with the property.

Cover tradesmen costs up to £500 per claim.
Claim can be reported directly by your tenant or letting agent.

Request further information

All product disclaimer - Terms and conditions apply to all covers listed. You will receive a full policy document upon application which will set out the term, conditions and limitations of the cover provided.

Specialist and Non-Standard Insurance

A growing number of customers now have properties or personal circumstances that can be problematic to insure. We have a dedicated specialist team dealing with non-standard construction, unoccupied properties, previous subsidence or flooding, high value buildings/contents. We use a panel of specialist insurers, so if you are struggling to obtain an insurance quote, then we may be able to help provide you with a quotation despite any of the following.

Unoccupied propertiesProperties undergoing renovation, awaiting sale, or in probate.

Previous subsidence or floodingWhether directly affected or in an area susceptible to such, we will do our utmost to obtain the best level of cover we can.

Adverse financial or claims historyBankruptcy, CCJs or similar. A high number of claims or even a claim that is still open are all considered.

Criminal convictionsAll convictions are considered under our “Fairplay” scheme, even if the conviction is not considered spent by the Rehabilitation of Offenders Act 1974.

Non-standard constructionAnything from timber or steel frame properties, flat and/or eco roofs, pre-fabricated homes, listed buildings, cob wall, thatched roof among others.

Lodgers or paying guestsAny such person paying to reside in your property with or without a formal agreement in place.

High value buildings and/or contentsIf you require buildings cover of more than £1 million or contents cover of more than £100,000 then you would benefit from having a specialist policy to meet your needs.

Non-standard landlord risksHouses of Multiple Occupancy, tenancy agreements direct with a council or housing association, asylum seeker lets, blocks of flats among others.

first2protect has a dedicated team of advisors specialising in these areas.

We use a panel of specialist insurers, so if you are struggling to obtain home insurance for your non-standard situation then we may be able to help. If your scenario isn’t one of these then don’t worry - there are many more scenarios we can offer quotations on. Please call us on 01392 849 795^ quoting reference (F2PWEBSPECIAL)

Request a call from our Specialist Insurance Team

All product disclaimer - Terms and conditions apply to all covers listed. You will receive a full policy document upon application which will set out the term, conditions and limitations of the cover provided.

Landlords Portfolio Insurance

What we mean by Landlords Portfolio is a single [block] policy that covers more than one property. Having all properties insured under one policy can be effective for many reasons:

One renewal date and one premium.
Simple to add or remove properties.
The properties are rated collectively, giving us more bargaining power.
Flexible cover tailored to the landlords requirements.
Include Accidental Damage, Malicious Damage, Public Liability, Rent Guarantee & Legal Protection and Home Emergency.

If you have a portfolio of properties, you could make savings with a portfolio insurance package, insuring multiple properties under one simple low cost policy. We have a dedicated portfolio team that specialise in just this.

Please call us on 01392 849 795* quoting reference (F2PWEBSPECIAL).

Request a call from our Portfolio Team

If you prefer you can always forward us a copy of your current insurance schedule or a copy of your latest renewal invitation.
Or you can download and complete our Portfolio Fact Find and return it to us by email.

DOWNLOAD THE FACT FIND HERE - PDF Version
DOWNLOAD THE FACT FIND HERE - Microsoft Excel Version

Then forward it to us at insuranceservices@first2protect.co.uk or you can fax it to us on 01392 849 572*

All product disclaimer - Terms and conditions apply to all covers listed. You will receive a full policy document upon application which will set out the term, conditions and limitations of the cover provided.

Opening Hours

Monday - Thursday 9.00am - 19.00pm
Friday 9.00am - 17.30pm

01392 849 892*



 
Our Policy Wording. Feel free to download and review our policy booklets. For more assistance give us a call today.

first2protect Your Home            Download here
first2protect Your Let Property       Download here
first2protect Your Essentials   Download here
first2protect Your Your Tenants Contents   Download here

first2protect additional cover options.

Your Home Emergency   Download here
Your Family Legal   Download here
Your Landlords Home Emergency   Download here
Your Landlords Rent Guarantee & Legal      Download here














The policy booklets aside are our standard policy wordings. If you have been quoted from our Specialist/Portfolio Team and require appropriate documents please contact the team
directly on 01392 849 763*


Other Documentation:
Initial Disclosure Document (IDD) Download a copy.
Terms of business agreement (TOBA) Download a copy.


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Legal Statement

First2Protect Insurance Services is a trading name of First2Protect Limited, an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN:435779) for mortgage and non-investment insurance advice. First2Protect Limited is registered in England at 2nd Floor, Gateway 2, Holgate Park Drive, York YO26 4GB. (number 09014795). VAT number: GB 842 7959 83.
*Calls are recorded to meet our regulatory obligations and for training/monitoring purposes.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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