Landlord Buildings Insurance
When renting out your property, it is important to protect the structure itself with Landlords' Buildings Insurance. This cover will help protect you against any damage to your property, permeant fixtures and fittings and outdoor spaces such as driveways and patios.
If you're renting out your property, you may need contents insurance to protect any items you leave in the property. From furniture, to appliances, to decorations, you can make sure that these items are protected from any damage or theft, so that they won't be a financial burden if something does go wrong.
As a landlord, you are legally responsible for the safety of your tenants. This means that you are exposed to potential legal action if something goes wrong. Landlord Liability Cover helps to protect you against any legal fees, or compensation payments that you may be liable for. This cover will help to ensure that your financial security is protected.
What we'll cover
- Up to £1 million to rebuild your home
- Up to £5,000 to cover malicious damage by tenants
- Up to £2 million landlord liability cover
What isn't covered
- Damage that naturally and inevitably occurs as a result of normal wear or ageing
- Storm or flood damage to gates, hedges and fences
- Incidents that occurred / were caused before the policy started
Why choose us?
We guarantee your premiums for 30 days.
No excess on home emergency
With 24/7 call outs and access to tradesmen.
We can provide professional advice and support on all of our insurance products..
Our products have been independently assessed and researched by Defaqto - the most trusted expert assessment of the products and policies in the market - to show the comprehensiveness of the cover. It is based on facts, not opinions.
Our Your Let product is rated 4*
Rent Guarantee & Legal Protection
Provides cover for rental arrears if the tenant was unable to pay either some or all of their monthly rent. It also provides legal cover to take the tenant to court for eviction proceedings.
Provides cover of up to £500 in the event of an emergency such as burst pipes or total heating system failure. Claims can be reported 24/7 by the tenant or letting agent on your behalf.
More than 1 property?
You could make savings with a portfolio insurance policy, insuring multiple properties under one simple policy. We have a dedicated team that specialise in this.
Having all properties insured under one policy can be effective for many reasons:
One renewal date and one premium
Simple to add or remove properties
The properties are rated collectively, which could mean a cheaper overall premium
Flexible cover tailored to your requirements
Include Accidental Damage, Malicious Damage, Public Liability, Rent Guarantee & Legal Protection and Home Emergency.